In-Office Invisalign Financing

Take Advantage of Our Interest-Free Financing Option

After your initial deposit, we can offer you 12-to-18-month options for financing that can have you in treatment today!

Terms are listed below:

Interest Rate

The borrowed money shall not bear interest. There shall be no interest associated with the borrowed money. The borrower’s only obligation to the lender is to repay the principal balance, unless otherwise noted.

In the unlikely event that the borrower defaults on the loan or has two instances of being 15 days or more late on payments, a rate of 7% interest will be added monthly, dating back to the original amount.

Term

The total amount of the borrowed money, including principal and any applicable interest, shall be due and payable within 12 (twelve) or 18 (eighteen) months from the date of this agreement.

Twelve months _________ Eighteen months _________

Payments

The borrower agrees to place a debit or credit card on file for payments to be automatically withdrawn by the lender. Payments will be drawn on the 15th of every month.

Late Payment

If the borrower is late by more than 15 days for any payment due, it shall be considered late. If the payment is late, the borrower shall be charged a late fee of $25 (twenty-five dollars).

Acceleration

The lender shall have the right to declare the borrowed money immediately due and payable, including interest owed, if any of the following events occur:

• Late Payment: Any payment that is late by more than 15 days under the payment schedule.
• Default: If the borrower defaults on any condition of this agreement, or if the borrower has an outstanding balance for 45 days or longer.
• Card Capture: If a card is declined, a fee of $10 will be added to the next payment attempt to cover recovery costs.

If the borrower has defaulted on the loan and the lender’s attempts to reclaim the funds are unsuccessful, the lender will add 33% of the full charge to the borrower’s outstanding balance, and the borrower will be sent to collections.